| Effective December 8, 2011 |
|
Share and Share Draft Account Fees
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| Regular Share Account Membership Fee |
$ 1.00 assessed at opening of account |
| Regular Share Early Closure Fee (If account closed within first 90 days) |
$20.00 |
| Business Checking Service Fee |
$10.00 per month |
| Overdraft NSF Transfer Fee - Draft, ACH, and EFT |
$ 10.00 per transfer |
| NSF Return Fee - Draft, ACH, and EFT |
$ 27.50 per item |
| Courtesy Pay/Paid NSF Fee - Draft, ACH, and EFT |
$27.50 per item |
| Stop Payment Fee - Draft, ACH, and EFT |
$27.50 per item |
| Statement Reprint or Account Print Out Fee |
$3.00 each |
| Excessive Withdrawal Fee - More than 6 Regular Share Withdrawals |
$2.00 each |
| Return Item Chargeback Fee - Deposited item returned unpaid |
$20.00 each |
| Account Research and/or Reconciliation Fee |
$25.00 per hour |
| Check Copy Fee |
$3.00 each |
| Tellers Check |
$3.00 each |
| Deposit Collection Item |
$5.00 each |
| IRA Account Closing Fee |
$25.00 each |
| Check Cashing Fee - applies to single service share accounts with balance less than $100 |
1% or $2.00 whichever is greater not to exceed $15.00
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|
Loan Service and Plastic Card Processing Fees
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| Loan Late Fee: Delinquent Consumer Loan, Real Estate |
5% of payment after 15 days with a minimum of $25.00 |
| Loan Late Fee: MasterCard |
5% of the monthly payment due after 15 days, not to exceed the lesser of the outstanding balance or $25.00 |
| Loan Extension Fee |
$10.00 each |
| MasterCard Replacement Fee (excludes renewal cards) |
$5.00 each |
| Debit Card Replacement Fee |
$10.00 each |
| Pin # Replacement Fee (MasterCard and Debit Card) |
$1.00 each |
|
Other Services Fees (applicable to all accounts)
|
|
| Wire Transfer Outgoing Fee |
$ 20.00 per transfer |
| Wire Transfer Incoming Fee |
$10.00 per transfer |
| Money Order Fee |
$ 2.00 per money order |
| Fax Fee |
$ 1.00 per page |
| Return Mail Processing Fee |
$2.00 per item |
| Verification of Income / Deposit |
$5.00 each |
| Temporary Checks (excludes new account opening) |
$1.00 per sheet |
| VISA Gift Card |
$2.50 |
| VISA Travel Card (other fees may apply) |
$8.50 |
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BILL PAY FEES
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|
| Monthly |
$4.95 |
| Investigation |
$25.00 |
| Stop Pay Fee |
$27.50 |
| NSF Fee |
$27.50 |
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| If you have any questions or require current rate and fee information on your account, please call the Credit Union at (903) 595-3604 |
