Our Regular Share / Savings account is your membership account with the credit union.  An initial deposit of $21.00 (which includes a $1.00 membership joining fee and a copy of our required ID is all it takes to get started.  Dividends are compounded and credited quarterly. Accounts must maintain a minimum balance of $20.00 to earn dividends and maintain membership.  Our membership field now covers all that live, work, go to school, or worship in Smith County.
 
Account transfer limitations do apply.
You will also receive our quarterly newsletter.