We offer a Traditional IRA to anyone under the age of 70½ who has income from compensation (or who is filing jointly with a spouse who earns compensation).  Contributions made to the IRA could be tax-deductible and earnings grow tax-deferred until withdrawn.  The IRA owner is required to begin taking withdrawals by age 70½.  Please contact the Credit Union for a brochure discussing the differences between the different IRA’s and contact a tax professional for tax advice.

Each account compounds dividends quarterly and are credited monthly. 

There is no minimum opening balance requirement.