Posts by marketing
How to Maximize Your Tax Return
As we prepare to enter into a new year, now is a good time to make a few simple, smart moves to help you maximize your return for the upcoming tax season. Here at United Credit Union, we want to help you make the best decisions with your finances, so we’ve compiled three effective moves…
Read MoreWays to Save Money During the Holidays
The holidays are upon us once again and with that comes parties, gifts, and travel. While we all want to enjoy the holidays, we probably want to avoid getting caught up in the “break the bank” attitude that crops up this time of year. Here at United Credit Union, we want to help you save…
Read MoreProtect Your Debit Card from Spooky Activity
There’s nothing spookier than discovering that your debit card information has been compromised. While we might enjoy being spooked for fun during the Halloween holiday, there are some scary situations that are best to avoid. To help you enjoy only the best spooky parts of the season, we’ve come up with five potential dangers to…
Read More7 Tips to Teach Your Children to Save Money
Though most schools will not teach children important financial habits until later, you can instill successful habits in your children at home. Teaching your children effective saving habits when they are young can have a lasting impact and help them be prepared for their futures. To help you get started, we’ve compiled seven tips to…
Read MoreFive Tips for Super Savings
Summer is a wonderful time to relax and make fun memories with your family, but toward the end of summer, vacations, entertainment, and back-to-school expenses can leave your wallet pretty empty. Although you may find yourself with less cash during this back-to-school time, it can also be a great time to implement new saving habits…
Read More5 Benefits of Refinancing Your Boat
Many East Texans spend summertime on the lake to beat the Texas heat. However, making large monthly payments on a boat could put a damper on that summer fun. If you are making monthly payments on a boat loan, you may find that you can save money by refinancing, which will allow you to…
Read MoreWhat’s the difference between a Credit Union and a Bank?
Take a drive around any East Texas town and you may find an abundance of churches, fast food restaurants, and financial institutions. With so many options for handling your money out there, it can be overwhelming to decide who should be trusted with your hard-earned dollars. We will outline some general differences between banks and…
Read MoreIncrease Your Home’s Value with these Renovations
Selling your house? Whether you are moving, downsizing, or just planning ahead for ‘one day,’ it is important to consider renovations that will increase your home’s value. Certain renovations will help give your home a competitive edge over other properties and maximize your resale value. We’ll dive into the best remodeling projects to take on…
Read MoreQuestions You Should Ask Your Mortgage Lender
So you’re wanting to start a mortgage. Congrats! That means you’re planning on buying a home that you (hopefully) love. However, before you sign on, it’s important to ask your potential lender several questions. As a mortgage lender ourselves, we believe transparency is important and that borrowers should be fully informed before beginning…
Read MoreHow does your credit score affect your mortgage rate?
The money you need to borrow to buy a house (after making a down payment) is your mortgage. In addition to the amount borrowed, your mortgage comes with a small percentage number, which represents the amount of money you give to your lender each month. That money is the direct financial cost of borrowing the…
Read More